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Legal Notices

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THE MATERIALS AND INFORMATION ON THIS WEBSITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. The Insurance Development Forum (“IDF”) and its member institutions disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.

It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided. All information contained on any page of this website is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters and accordingly assume no liability whatsoever in connection with its use. Consult your legal or tax advisor regarding your specific situation.

In no event shall IDF or its member institutions be liable for any direct, indirect, special, incidental or consequential damages arising from the use of the information on this website.


Some of the links available to you through this website will direct you away from the IDF website. IDF cannot guarantee that the hyperlinks on this website will be accurate at the time of your access. Third-party websites accessed through these hyperlinks are developed and maintained by person(s) over whom IDF has no control. We cannot and do not monitor the websites linked from our website. Accordingly, IDF assumes no responsibility for the content of any website referenced by any hyperlink or otherwise. IDF believes that making available hyperlinks to publicly accessible websites and newsgroups is legally permissible and consistent with the common, customary expectations of those who use the Internet. These links are provided only for your convenience, and their inclusion does not constitute or imply our approval or endorsement of the websites or their content.

Intellectual Property

All intellectual property rights—including copyrights, database rights, first publication rights, patents, trademarks and know-how—on this website and in the content published on this website, unless otherwise indicated, are owned either by IDF or its member institutions or made available to the IDF under license by third parties. This website and all content published on this website, unless otherwise indicated, is protected by copyright. All trademarks and devices displayed on this website, unless otherwise indicated, are owned by IDF and/or its member institutions and/or our licensors and may be registered in jurisdictions across the world. Except as provided below, any use or reproduction of these trademarks and devices is prohibited.

Subject to any prohibitions stated on third-party websites accessible via hyperlinks on the website, you may view the content published on this website and are welcome to print hard copies of material on it for your personal or internal business purposes. You are also entitled to download certain files from this website made available for this purpose, which you may then use for your personal or internal business purposes. All other copying is strictly prohibited.

Press Releases

All press releases on this website speak only as of their original dates. These materials were, to the best of IDF’s knowledge, timely and accurate when issued. However, the passage of time can render information obsolete, and you should not rely on the continued accuracy of any such material beyond the date of issuance.


You should be aware that the Internet, being an open network, is not secure. If you choose to send any electronic communications to us by means of this website (whether by means of email or messages posted on the website), you do so at your own risk. IDF cannot guarantee that such communications will not be intercepted or changed or that they will reach the intended recipients safely.

IDF will use all reasonable endeavors to ensure that this website is reasonably secure. However, we cannot guarantee that any information displayed on this website has not been interfered with without our consent.

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Updated: September 28, 2022